Akademik Veri Yönetim Sistemi
Tezin Türü: Yüksek Lisans
Tezin Yürütüldüğü Kurum: Kocaeli Üniversitesi, Sosyal Bilimler Enstitüsü, Sosyal Bilimler Enstitüsü, Türkiye
Tezin Onay Tarihi: 2020
Tezin Dili: İngilizce
Öğrenci: DONOVAN JAIROS
Danışman: Hakan Kapucu
Özet:
Working capital management refers to the operational strategy for verifying current assets and liabilities in a business. Businesses can have working capital at an appropriate level, which will maximize the value of the business and the efficiency of the company. This research therefore studies the impact of capital management, improving the efficiency of commercial banks in two countries. For this study, the banks chosen were from Zimbabwe and Turkey. The study was carried out from the audited financial statements of 10 samples from Zimbabwe and 10 Turkish commercial banks from 2009 to 2017. Performance measured in terms of efficiency by return on equity (ROE) and return on Assets are variable, profitability depends on Working capital is determined by the current ratio, the current ratio and the total cash ratio, which is used as a variable independent of working capital. In addition, the size of the bank, measured by the logarithm of income and leverage, is used as a control variable. The data were studied using SPSS (version 20.0), a correlation analysis estimation equation and a regression model, pooled cross-sectional data and time series. The results show that there is a positive relationship between ROE and the current ratio and the relationship is determined at a significant level of 5%. On the other hand, the results also show that there is a significant negative relationship between the ROE ratio and the current ratio. Covers liquidity and total cash ratio and bank ROE. There is no significant relationship between the ability to pay cash and the overall cash ratio and return on assets. On the other hand, the result shows that there is a significant negative relationship between the current ratio and the return on assets. Other studies indicate that Turkish banks outperform Zimbabweans in terms of liquidity hedging as they try to comply with the Basel III reform implemented by the Basel Committee on Banking Supervision (BCBS). The study also recommends that Zimbabwe's banks implement these measures in order to remain calm and competitive in the international banking world.