Bireylerin Güven, Finansal Okuryazarlık Ve Finansal Risk Toleransının Risk Alma Tutumları Üzerindeki Etkisi


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Mutlu Ü., Özer G.

International social sciences studies Journal, cilt.2022, sa.8, ss.340-345, 2022 (Hakemli Dergi)

Özet

Within the framework of developments in information and communication technology, it is important to examine the attitudes of individuals towards risk, that is, their risk-taking attitudes. In this context, it is necessary to investigate the reasons underlying the risk-taking attitudes of individuals. In this study, the effects of individuals' trust, financial literacy and financial risk tolerance on risk taking attitudes are examined. Research data were collected through a survey conducted with the participation of 1347 volunteers. In the analysis of the research, explanatory factor analysis was performed to examine the factor structure. Correlation analysis was used for the analysis of the bilateral relations between the variables and linear regression method was used for testing the hypotheses. As a result of the research, it was determined that the variables of trust, financial literacy, financial risk tolerance have significant effects on the risk taking attitudes of individuals.