We have performed a calculation of the scattering amplitude for the three-body system (K) over bar NN assuming (K) over bar scattering against a NN cluster using the fixed center approximation to the Faddeev equations. The (K) over bar N amplitudes, which we take from chiral unitary dynamics, govern the reaction and we find a (K) over bar NN amplitude that peaks around 40 MeV below the (K) over bar NN threshold, with a width in |T|(2) of the order of 50 MeV for spin 0 and has another peak around 27 MeV with similar width for spin 1. The results are in line with those obtained using different methods but implementing chiral dynamics. The simplicity of the approach allows one to see the important ingredients responsible for the results. In particular, we show the effects from the reduction of the size of the NN cluster due to the interaction with the (K) over bar and those from the explicit consideration of the pi Sigma N channel in the three-body equations.